Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Healthcare Costs in Retirement Without a solid approach, health care expenses may add up quickly and potentially alter your spending. Four Reasons Millennials Need an Estate Strategy Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now. What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement.